Financial Tips for the Graduate

Think Long and Hard Before Using Credit Cards Young adults are the largest population targeted by credit card companies. They prey on young college students who don’t have a lot of money and need (or want) it fast. There are often promotions thrown in with the application of a new card, such as a free […]

Helping Senior To Use Walking Frame

7 Tips to Help Older Adults Choose the Right Caregiver

According to the National Council on Aging, almost 90 percent of the financial abuse committed against older Americans are at the hands of someone they know and trust. Here are seven tips to help you choose the right financial caregiver and prevent financial abuse: Delegate someone you trust to make financial decisions. If you are unable to […]


5 Ways to Spot a Lottery Scam

According to the FBI, in 2014 consumers lost more than $8 million to solicitation scams. These scams, commonly referred to as “advance fee,” “lottery” or “sweepstake” scam, often begin with fraudsters telling the victim they’ve won a lottery or sweepstake raffle. The consumer is issued a check worth more than the amount owed and instructed to pay taxes […]


Don’t Fall for the Grandparent Scam

According to the Federal Trade Commission, between 2012 and 2014, consumers reported more than $42 million in losses from scams involving the impersonation of family members and friends. This scam, commonly known as the “grandparent scam,” is a form of financial abuse that deliberately targets older Americans. To commit this crime, fraudsters call claiming to be a […]

Disabled senior man and assistant in the park

14 Red Flags to Spot Elder Financial Abuse

The key to spotting financial abuse is a change in a person’s established financial patterns. Watch out for these red flags: Unusual activity in an older person’s bank accounts, including large, frequent or unexplained withdrawals Changing from a basic account to one that offers more complicated services the customer does not fully understand or need Withdrawals from […]

Female Doctor Holding Stethoscope to Pink Piggy Bank Abstract.

Perform Financial Check-Ups for Your Family

Being in charge of the family’s finances is an awesome responsibility. In addition to providing your family with the basic necessities of life, you may feel responsible for their overall financial well-being. One of the best ways to care for your family is to be sure that you are prepared if something were to happen to you […]

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Assemble a Financial Team

Managing your finances can be like putting together a puzzle; all the pieces need to fit in order to be rewarded with the “big picture.” Working with one or more of these financial professionals can help put the pieces in place. Tax advisor. Tax advisors provide tax advice and assistance to consumers. Tax advisors can help you […]

Full length of couple calculating budget in living room at home

Identify and Plan for Periodic Expenses

You may have a good idea of where the money is going on a day-to-day basis, but before you start working on a spending plan or budget, it is important to call attention to the top budget breaker:  Periodic Expenses Periodic expenses are those that are not paid on a regular monthly basis. For example, both holiday […]


Why Balance Your Checking Account

In an age of online banking and smartphone apps, many consumers no longer bother to balance or reconcile their checking accounts. But there are still some good reasons to go through these seemingly outmoded exercises. Balancing. Balancing a checking account shows how much money is available. To balance an account, add all your deposits to the […]