Property and Casualty Insurance is a Valuable Tool in Risk Mitigation

Driver Making Phone Call After Traffic Accident

Benjamin Franklin’s famous quote “Nothing ventured, nothing gained” has been the mantra of many great leaders, touting the importance of taking risks in order to advance in life. Certainly, there is a level of risk involved in running a business or investing in real estate, but fortunately there are risk mitigating tools at our disposal. One of these resources is property and casualty insurance.

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Short-Term Mortgage May Be Best Option for Savvy Home Buyer


CNBC’s Diana Olick recently announced an interesting discovery resulting from a national survey of 1,000 adults. Findings uncovered that 35 percent of those included in the survey did not know their mortgage interest rate. Chances are they may also be unaware of the refinancing options that could be advantageous to their overall financial landscape.

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5 Documents to include in your Estate Plan

Happy mature Couple in Meeting With Advisor

In 1789, Benjamin Franklin once wrote in a letter to Jean-Baptiste Leroy, and later re-printed in The Works of Benjamin Franklin in 1817, “In this world nothing can be said to be certain, except death and taxes”.  Even though we would be hard-pressed to find truer words spoken, many people fail to financially prepare for the inevitable.
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Take Your Financial Future into Your Own Hands


Did you know that only half of Americans report having good savings habits? Even if you are already saving, it’s good to take a look at your greater financial picture and decide whether there’s potential to save more or set a new savings goal. Read More

7 Ways to Turn Saving Money into a Habit


The spending and saving habits of your past don’t define your future — your current ones do. And this America Saves Week is a great time to start with a clean slate. Hitting the reset button won’t cure all your financial woes, but when it comes to adopting good saving habits it’s truly half the battle. The other half, of course, is drafting a well-planned road map for success. Luckily, we’ve got a primer to get you started. Read on for our guide to adopting seven money-saving habits that stick.

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5 Simple Steps to Save Successfully this America Saves Week


America Saves Week (February 23 – 28, 2015) is an annual opportunity for individuals to assess their savings and take financial action. America Saves’ mantra – and the focus for America Saves Week – is simple: Set a Goal. Make a Plan. Save Automatically. When you know what your current financial picture looks like, you can be more proactive in setting yourself up for future success. Read More

Crop Insurance Trends: Higher Premium Outlay for Farmers?

iStock_000020911349_FullOver 85 percent of all farmable acres in the United States are now covered by some form of crop insurance.  In 2013, crop insurance protected $6.2 billion of liability on growing Indiana crops.  There were 9.3 million acres insured and more than $119 million was paid in indemnities for production and/or revenue losses. Read More

Which Home Equity Loan is Right for You?

iStock_000056149770_FullFor many of us, a big part of our asset portfolio is our home.  If you have accrued equity in your home, there are two options in which you can borrow money by leveraging this equity.  A home-equity loan, also known as a second mortgage, is available in two types.

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Merry Christmas & Happy Holidays

Becoming a Savvy Gifter

Holiday Giving

With rising operating costs, loss of government funding and an increasing demand for services, charities need donors’ help now more than ever. Donating to your favorite cause can be fulfilling, but to ensure that your gift reaches the intended source, follow these tips:
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